Many dream win or another way to get at their disposal a six-figure sum. But, having seized such capital in reality, a person can get confused and again wonder whether as use 1 000 000 to reliably protect it from inflation and make a profit?
Invest 1 million rubles: banks, real estate, stocks
Where to invest 1 000 000 rubles? The first opportunity that its inexperienced owner thinks about is a bank deposit. In this case, all risks of the investor are covered by insurance. To this end, it is worth cooperating with large banking organizations (from among the most notable market players). Another tip: keep no more than 700 thousand rubles in one deposit, since it is the maximum amount that a depositor can receive as an insurance payment.
Where to invest 1000000 rubles? Another option is securities. By investing in stocks, owners of capital hope for a high yield, which is guaranteed to exceed inflation. Naturally, you need to trust your funds proven and well-proven issuers. In this area, stability and good recommendations above all.
The third popular way to preserve and grow a million is to buy real estate. Such property is guaranteed to grow in value, which means that over time it will bring the owner a noticeable income. In addition, residential or commercial real estate can always be leased.
In any case, experts advise investors who have 1 million rubles, not to invest the entire amount in a single project. Diversification is an opportunity to reduce risks.
Currency, business, risky investments
If money does not work, they depreciate - this axiom has long been known to all. Not trusting banks and having doubts about the profitability of securities, many Russians prefer to purchase foreign currency as an investment - dollars and euros. This method, despite the growing popularity, can not be called stable. Courses are constantly fluctuating, which means they can cause both profit and loss.
Another popular way Enclose 1 million rubles in the case - open your own business. A catering establishment, a service company, an agency or a beauty salon can be the beginning of a big and profitable business. The main disadvantage of this method of investment is the need to have real knowledge and experience in the area in which you run the business. It is necessary to understand this not only in the principles of work, but also in the relevant legislation.
A slightly simplified scheme for starting your own business is buying a franchise of a famous brand. As a rule, together with the rights to use the trademark, the main recommendations for launching the project are presented. Franchise owners benefit from growing their popularity, which means they are trying to support everyone who has acquired a license. You buy a template according to which you need to build your business. This allows you to save a little on advertising, because the well-known brand is already recognizable, which means customers are already interested in visiting the institution. In addition, it will slightly reduce the cost of developing a logo, slogan and design, because, as a rule, such institutions try to follow one standard. Franchises in catering, intellectual games and sports clubs are very popular, we advise you to pay attention to them.
Owners 1 млнThose who received it, for example, as an inheritance, often decide to risk big and invest all the available money in some risky but extremely profitable project. On the one hand, such investments imply impressive returns, and this attracts attention. On the other hand, the risk of losing the invested amount is high. That is why, deciding to take advantage of this kind of opportunity, you need to be very careful when choosing a specific project. The ideal option is to study the market as thoughtfully as possible, and then divide 1 million rubles into several parts and Sign in in several projects.
Buying a cryptocurrency is quite a risky, but sometimes very profitable way to invest. First of all, it is necessary to understand that the blockchain industry is a technically complex ecosystem that requires a lot of knowledge and constant involvement in the situation. The alternative to this is mining, it is a costly, but profitable area, although to run your farm you need not only to have a sufficient number of miners, but also a vision of which cryptocurrency is most profitable to mine at the moment. Now mining is gaining popularity with the help of masternodes, it allows you to receive new coins without using expensive technology, but at the expense of owning a certain amount of coins. This is much simpler, although it still requires certain technical skills and knowledge.
Buying antiques and jewelry
Acquisition of values for the preservation of capital - a proven, reliable and popular way invest. As a long-term investment, the best option is gold. The metal is durable, over time, steadily rising in price, which means it can be a good investment.
Some wealthy people invest in the purchase of antiques. But It is worth noting that this method is more risky due to the possibility of facing a fake. In addition, for buying up antiques you need to have a significant store of knowledge and appropriate connections. Storing antiques is a costly and complicated process. Many works of art require special conditions, temperature, humidity, the absence of mechanical damage and practically can not be transported. This puts significant obstacles for investors, because maintaining the safety of antiques can be a serious amount, sometimes comparable to the cost of the exhibit itself, and 1000000 may not be enough, and your investment will be ineffective.
Trading accounts for a millionaire
The Forex market is a popular, highly profitable and promising investment own funds. You can play it both independently and through the mediation of a professional broker. With enough experience and a certain amount of courage, you can get from 10% profit and more every month!
In addition, you can give 1000000 rubles to a specialized company in trust management. For a certain percentage of profits, experienced brokers will take care of the increase. money the contributor.
To get a more detailed answer to the question of where you can invest a million rubles, read our blog and follow the news!
Millionaires who have become owners of a solid amount with six zeros as a coincidence, are now looking for ways to preserve and increase their savings. For example, someone has profitably sold a car, apartment, holiday house or other property and has no plans to spend the proceeds. Someone won a lawsuit, and compensation was accrued. A lot of examples.
Inexperienced investors who think where to invest 1 a million rubles face many difficulties. The choice is influenced by such important factors as:
- variable inflation;
- dependence of exchange rates on the external political situation;
- lack of stability in the domestic economy.
Any mistake, inattention to the features of the investment method can lead to the loss of the whole amount or most of of your money.
Popular options where to invest a million rubles
Numerous participants in the financial market are interested in private investment. In this regard, today offers a huge number of ideas, where put it on 1000000 rubles, each of which has its own characteristics:
- bank accounts are characterized by guaranteed, but extremely low income, which in most cases does not even compensate for inflation, but do not bring earnings;
- gold coins and bars are not the best solution for investing 1000000 rubles. If necessary, they will not be quickly and profitably realized: the sale price of coins or ingots is almost two times lower than the purchase price. To get a really high income, you must wait a minimum of 5 – 10 years, during which the price of precious metals will increase significantly;
- Mutual funds - guarantee a high yield, but also significant risks, since the investor cannot control his money and display them at your discretion. In addition, the manager receives remuneration even in the case when the transaction does not generate income, and then the shareholders are in the red;
- the purchase of real estate - guarantees a high yield, as housing prices rise steadily. However, the market situation is such that a much larger amount than one million rubles will be required to invest in the purchase of liquid real estate. Of course, you can arrange a mortgage and borrow money from the bank. However, in this case, due to high interest on the loan, income from investment will be minimal.
Where to invest 1 million rubles, so as not to lose?
Experienced businessmen recommend to pay attention to trading accounts - a new type of investment through the Internet. Projects are characterized by the following features:
- diversification of investments. A variety of investment schemes allow you to create your own portfolio. Different degrees of risk and profitability of projects make it possible not only to preserve, but also to increase the start-up capital;
- investment does not depend on the timing. Trading accounts allow you to enter and withdraw funds at the request of the investor. For example, you can take your million, as soon as the profit reaches the size of a double or triple rate of bank interest on the deposit.
The best investment of money to provide passive income?
Many active entrepreneurs are ready to expand, for example, to open a branch in Moscow, develop new horizons and create a quality product, but for this they need money. If you do not have enough entrepreneurial spirit or experience - you can become an investor of a project and get income from your investments. This is a very risky way to invest, because the project can be unprofitable, be serious about investment and take part in the early stages of development to control how your money is spent.
Alternative investment 1 million - an investment in the creation of an Internet blog, a public in a social network or a channel on YouTube. Practically does not require serious investments, but if you have no experience, you can hire copywriters, SMM and create a worthy project that will bring profit from advertising and allow you to quickly get a plus. It is important that your content is original, do not try to copy successful projects, most likely it will not be enough for you to have a million to compete with major players. By investing in this industry you can get a stable passive flow of capital.
Where not to invest money?
High profitability goes along with risks, and the higher the one, the higher the others. If you are faced with the question of where to invest a million rubles - try to bypass the side of online casinos, this is an extremely dangerous type of investment that has nothing to do with earnings. Everyone knows that the only person who earns money from casinos is the casinos themselves. Moreover, in contrast to the real institution, the online version is completely dependent on the program code, which is always hidden from the users' eyes and can contain anything, even a banal scheme for luring the user's money. Casinos are real masters of deception, able to collect not only your funds, but also drive you into debt.
HYIP-projects or financial pyramids. Their peculiarity is that they use the funds of new participants to make payments to the first investors. All your money can easily go into the hands of the first investors, increasing their income, and you lose your money. Such projects spend a lot of money on advertising on the Internet, so almost all bloggers and experts who advertise such projects are primarily profitable and are not at all interested in multiplying investments. Once I invested in a similar project and did not see more of my money.
Never invest in crime, this is a profitable, but too risky business. Moreover, if you do not have contacts and acquaintances, your money will be easily and quickly taken away from you and you will not be able to return them in any way. But even if you manage to earn money, you will feel morally crushed, because this money is most likely to be based on human suffering and broken lives. As a result, you can lose a lot more when investing in this industry.
If you are interested in online projects as a means of making money, but have not yet figured out how to start investing, you can contact our consultants.